One dad recommended, “Study hard so you can find a
good company to work for.” The other recommended, “Study hard so you can find a
good company to buy.”
One
dad said, “The reason I’m not rich is because I have you kids.” The other said,
“The reason I must be rich is because I have you kids.”
One encouraged talking about money and business at
the dinner table, while the other forbade the subject of money to be discussed
over a meal.
One said, “When it comes to money, play it safe.
Don’t take risks.” The other said, “Learn to manage risk.”
One believed, “Our home is our largest investment
and our greatest asset.” The other believed, “My house is a liability, and if
your house is your largest investment, you’re in trouble.”
Both dads paid their bills on time, yet one paid his
bills first while the other paid his bills last.
One dad believed in a company or the government
taking care of you and your needs. He was always concerned about pay raises,
retirement plans, medical benefits, sick leave, vacation days, and other perks.
He was impressed with two of his uncles who joined the military and earned a
retirement-and-entitlement package for life after twenty years of active
service. He loved the idea of medical benefits and PX privileges the military
provided its retirees. He also loved the tenure system available through the
university. The idea
of
job protection for life and job benefits seemed more important, at times, than
the job. He would often say, “I’ve worked hard for the government, and I’m
entitled to these benefits.”
The other believed in total financial self-reliance.
He spoke out against the entitlement mentality and how it created weak and financially
needy people. He was emphatic about being financially competent.
One dad struggled to save a few dollars. The other
created investments. One dad taught me how to write an impressive resumé so I
could find a good job. The other taught me how to write strong business and
financial plans so I could create jobs.
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